Automated Payment Reminders
Proactively contacts cardholders via voice calls, WhatsApp, and SMS before and after due dates to reduce delinquency, improve on-time payments, and minimize the volume of accounts entering the recovery pipeline.
Credit card delinquencies don't wait for business hours and neither does UnleashX. Our AI Agent for Credit Card Collections and Recovery autonomously contacts customers across voice, WhatsApp, SMS, and chat, negotiating repayments and recovering outstanding balances 24/7. Reduce delinquency rates, cut collection costs by up to 40%, and recover more with intelligent, compliant, human-like AI.

Comprehensive autonomous AI capabilities designed to maximize credit card debt recovery at every stage of the collections cycle.
Proactively contacts cardholders via voice calls, WhatsApp, and SMS before and after due dates to reduce delinquency, improve on-time payments, and minimize the volume of accounts entering the recovery pipeline.
Autonomously dials delinquent cardholders 24/7 with human-like voice conversations, negotiates repayment terms, handles objections, and logs every interaction directly into your CRM without any manual intervention.
Engages customers in real-time settlement discussions, presents approved repayment plans, and secures commitment to pay all within pre-defined compliance guardrails and GDPR-aligned audit protocols.
Tracks every promise-to-pay commitment and automatically sends reminders, follow-up calls, and payment links on scheduled dates to ensure customers honor their repayment agreements and reduce broken promises.
Orchestrates recovery campaigns simultaneously across voice calls, WhatsApp, SMS, and chat to reach cardholders through their preferred channel, increasing contact rates and accelerating successful debt resolution.
Maintains 100% call compliance with regulatory standards, records every interaction for audit trails, and generates detailed recovery performance reports keeping your collections operations fully transparent and accountable.

Upload your credit card delinquency data directly into the UnleashX platform via API, CRM sync, or file upload. The AI agent segments accounts by risk tier, days past due, and outstanding balance to prioritize high-recovery opportunities first.
See how financial institutions are recovering more debt, reducing costs, and improving compliance with UnleashX AI.
UnleashX delivers more than automation, it's a complete AI workforce built for high-volume, high-stakes credit card recovery operations.
Our AI agents work round the clock, contacting delinquent cardholders outside business hours when response rates are often highest.
100% compliance monitoring ensures every collection interaction adheres to GDPR and internal audit protocols, protecting your institution from regulatory risk.
Go live in as little as 45 minutes using pre-built collections templates no lengthy implementation cycles or IT dependency required.
Replace expensive manual calling teams with autonomous AI agents that deliver 2.5x conversion rates at up to 40% lower operational cost.
Autonomous AI employees built to handle your most demanding collection workflows.

Sales AI Employee
Peter is UnleashX's end-to-end Sales AI Employee, purpose-built to support banking and financial services teams in converting KYC-completed prospects into active account holders. Operating 24/7 across calls, chat, and email, Peter connects with banking leads, nurtures them through the onboarding funnel, sends timely follow-ups, autonomously updates CRM systems, and ensures every qualified prospect completes their bank account opening journey. With support for both English and Hindi, Peter is particularly effective in engaging customers across India's diverse banking population ensuring no opportunity is lost due to language barriers or delayed response times. Deployable in 45 minutes, Peter brings 98% human-like communication to your sales and onboarding pipeline.

Cart Abandonment AI Employee
Sarah is UnleashX's AI Employee specialised in re-engaging customers who drop off mid-way through the bank account opening or Video E-KYC process. In the banking context, Sarah identifies where customers abandoned the onboarding flow whether during document submission, video session scheduling, or final activation and proactively re-engages them through voice calls, WhatsApp messages, and chat. She autonomously sends personalised nudges, resolves common objections, and guides customers back to complete their KYC verification. Supporting both English and Hindi, Sarah is especially effective in recovering India-based banking drop-offs, where customers often abandon due to confusion about the KYC process rather than genuine disinterest. She tracks every interaction until conversion is confirmed.

HR Recruiter AI Employee
James is UnleashX's HR Recruiter AI Employee, supporting banking institutions looking to scale their operations teams alongside their AI-powered KYC infrastructure. As banks deploy Video E-KYC platforms and expand digital onboarding capabilities, James helps source and screen compliance officers, KYC analysts, and customer onboarding specialists across job boards, chat, and calls. He schedules interviews, sends reminders, coordinates hiring pipelines, and follows up autonomously until every critical banking operations role is filled. With English and Hindi language support, James is highly effective for banks operating across India's major financial hubs including Mumbai, Delhi, and Bengaluru ensuring talent acquisition keeps pace with digital transformation goals.
An AI collections agent operates 24/7 without fatigue, contacting hundreds of delinquent accounts simultaneously across voice, WhatsApp, and SMS. It delivers consistent, compliant conversations every time, with no variance in tone or process. Unlike human agents, it instantly logs outcomes to your CRM, sends payment links in real time, and follows up on every promise-to-pay without supervision achieving up to 2.5x higher conversion rates.
Speak with an UnleashX specialist and get a personalized demo for your collections portfolio.
Full adherence to global data protection and privacy standards.
Enterprise-grade reliability ensuring uninterrupted collections operations.
Every interaction audited and monitored against regulatory protocols.
Globally recognized standards for data protection, privacy, and risk management.
Tell us about your collections portfolio and a UnleashX specialist will design a tailored AI recovery solution for you, go live in as little as 45 minutes.
For immediate assistance, feel free to give us a direct call at +919911997433.
For immediate assistance, feel free to give us a direct call at +919911997433.