Banking & FinanceCollectionsCollections

Proactive Loan Delinquency Prevention

Reduce charge-offs with early intervention that identifies at-risk borrowers before delinquency occurs. Voice agents offer flexible payment plans and connect customers to financial resources.

AI operates via

Voice AgentEmail AutomationSMS AutomationCRM Sync

How It Works

  1. 01

    Risk Scoring

    AI identifies customers likely to miss payments in the next 30 days.

  2. 02

    Outreach

    Voice agent proactively contacts customer to understand financial situation.

  3. 03

    Solutions

    Agent presents payment plans, deferral options, or financial counselling services.

  4. 04

    Tracking

    Assistance programs monitored and escalated if customer struggles continue.

See How It Works

The AI Employee executes each step autonomously - no human intervention required unless explicitly configured.

Risk Scoring

Outreach

Solutions

Tracking

Step 01

Risk Scoring

AI identifies customers likely to miss payments in the next 30 days.

Step 02

Outreach

Voice agent proactively contacts customer to understand financial situation.

Step 03

Solutions

Agent presents payment plans, deferral options, or financial counselling services.

Step 04

Tracking

Assistance programs monitored and escalated if customer struggles continue.

Key Results

48%
Delinquency prevention rate
35%
Charge-off reduction
82%
Early intervention accuracy
Frequently Asked Questions
Predictions are typically accurate 30-45 days before potential delinquency.
Plans range from payment deferrals to extended amortisation schedules.
Yes, customers are connected to non-profit credit counselling services.
Intervention prevents delinquency in 40-50% of at-risk accounts.
Customers receive ongoing support for the duration of their assistance plan.

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TRUSTED BY HIGH-GROWTH BUSINESSES

BajajCapital
BluParrot
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ShyamaPower
v2c
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BajajCapital
BluParrot
NxgSecure
ShyamaPower
v2c
propertyPoint
edgyScribblers

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