Multi-Channel EMI Reminders
Automatically dispatches EMI due reminders via outbound calls, WhatsApp, and SMS before the payment date, reducing missed payments and minimising costly delinquency cycles for lending institutions.
Late EMI payments cost banks and NBFCs millions in recovery costs and damaged borrower relationships. UnleashX's EMI Payment Reminder AI Agent automates multi-channel outreach across calls, WhatsApp, and SMS sending timely, personalised reminders that reduce delinquency rates, improve on-time collections, and free your teams from manual follow-up cycles. Built for India's fast-growing lending landscape.
Comprehensive AI-driven EMI collection and reminder solutions built exclusively for banks, NBFCs, and lending institutions.
Automatically dispatches EMI due reminders via outbound calls, WhatsApp, and SMS before the payment date, reducing missed payments and minimising costly delinquency cycles for lending institutions.
Proactively re-engages borrowers who have missed EMI deadlines through personalised follow-up sequences across voice and chat channels, helping NBFCs recover dues faster without burdening recovery teams.
Handles borrower queries about outstanding balances, due dates, payment modes, and EMI schedules autonomously, providing instant 24/7 responses in English, Hindi, and 12+ Indian languages.
Sends secure, personalised payment links directly via WhatsApp or SMS during reminder conversations, enabling borrowers to complete EMI payments instantly without branch visits or agent intervention.
Identifies high-risk accounts with repeated missed payments and automatically escalates them to human recovery agents with full conversation context, combining AI speed with human oversight for complex cases.
Seamlessly syncs repayment statuses, borrower responses, and call outcomes back to your CRM or Loan Origination System in real time, maintaining accurate records and enabling data-driven portfolio management.
The AI agent connects directly to your CRM, LOS, or core banking system to pull active loan accounts, upcoming EMI due dates, and borrower contact details ensuring every borrower in your portfolio receives timely outreach without manual data entry.
See how banks and NBFCs have reduced EMI delinquency and improved on-time collections with UnleashX.
"The voice SDRs revived our entire old database. People actually responded because the agent sounded natural, helpful and fully aware of our projects. Follow ups became instant. Interest checks became smoother. The sales team finally got real conversations instead of chasing dead ends."
"Using UnleashX gave our team the power to build voice AI agents that deliver real results for our clients. Every use case became faster to deploy and easier to scale. Our metrics improved across the board and the quality of outcomes surprised even our clients. It has made our entire..."
UnleashX delivers more than a basic reminder bot, it's a full-stack AI employee built for the compliance demands and scale requirements of India's banking and NBFC sector.
100% compliance monitoring aligned with RBI guidelines, IRDAI, and GDPR protocols keeping your institution audit-ready at all times.
Engages borrowers in 100+ languages including 12+ Indian vernaculars like Hindi, Tamil, and Bangla covering India's diverse lending markets.
Production-ready AI agents deployable in under 45 minutes using pre-built templates, no lengthy IT integrations or development cycles.
Operates round the clock with 99% uptime and under 700ms latency, ensuring no EMI due date is ever missed regardless of working hours.
Purpose-built AI employees ready to work for your lending institution.
Sales AI Employee
Peter is UnleashX's end-to-end Sales AI Employee, purpose-built to support banking and financial services teams in converting KYC-completed prospects into active account holders. Operating 24/7 across calls, chat, and email, Peter connects with banking leads, nurtures them through the onboarding funnel, sends timely follow-ups, autonomously updates CRM systems, and ensures every qualified prospect completes their bank account opening journey. With support for both English and Hindi, Peter is particularly effective in engaging customers across India's diverse banking population ensuring no opportunity is lost due to language barriers or delayed response times. Deployable in 45 minutes, Peter brings 98% human-like communication to your sales and onboarding pipeline.
Cart Abandonment AI Employee
Sarah is UnleashX's AI Employee specialised in re-engaging customers who drop off mid-way through the bank account opening or Video E-KYC process. In the banking context, Sarah identifies where customers abandoned the onboarding flow whether during document submission, video session scheduling, or final activation and proactively re-engages them through voice calls, WhatsApp messages, and chat. She autonomously sends personalised nudges, resolves common objections, and guides customers back to complete their KYC verification. Supporting both English and Hindi, Sarah is especially effective in recovering India-based banking drop-offs, where customers often abandon due to confusion about the KYC process rather than genuine disinterest. She tracks every interaction until conversion is confirmed.
HR Recruiter AI Employee
James is UnleashX's HR Recruiter AI Employee, supporting banking institutions looking to scale their operations teams alongside their AI-powered KYC infrastructure. As banks deploy Video E-KYC platforms and expand digital onboarding capabilities, James helps source and screen compliance officers, KYC analysts, and customer onboarding specialists across job boards, chat, and calls. He schedules interviews, sends reminders, coordinates hiring pipelines, and follows up autonomously until every critical banking operations role is filled. With English and Hindi language support, James is highly effective for banks operating across India's major financial hubs including Mumbai, Delhi, and Bengaluru ensuring talent acquisition keeps pace with digital transformation goals.
The agent proactively contacts borrowers days before their EMI due date through calls, WhatsApp, and SMS eliminating the 'I forgot' factor that drives a significant share of early-stage delinquencies. By maintaining consistent, timely touchpoints and sending payment links inline, it removes friction from the repayment process, resulting in measurably higher on-time payment rates without increasing your collections headcount.
Speak with an UnleashX expert and get a personalised walkthrough for your institution's use case.
UnleashX deploys EMI Reminder AI Agents for banks and NBFCs across India and global markets, supporting institutions of all sizes.
Global & India
Service Reach
24/7 Active
Availability
100+ Languages
Languages Supported
Contact us to confirm deployment availability and integration support for your specific market.
Full adherence to global data privacy and protection standards.
Operations aligned with IRDAI regulatory communication standards.
Enterprise-grade reliability with guaranteed platform availability.
Globally recognized standards for data protection, privacy, and risk management.
Fill in your details and an UnleashX specialist will reach out to walk you through a live demo tailored to your bank or NBFC's loan portfolio and collection workflows.
For immediate assistance, feel free to give us a direct call at +919911997433.
For immediate assistance, feel free to give us a direct call at +919911997433.